Services

Affordable Care Act (ACA)

Affordable Care Act (ACA) is an extensive healthcare reform sometimes referred to as Obamacare. As per ACA, individual medical insurance plans must cover ten Essential Health Benefits in order to be recognized as a Qualified Health Plan (QHP)and provide "minimum essential coverage (MEC)" to enrollees. To find more information on QHP options in your state, visit www.HealthCare.gov. Premium tax credits are subject to eligibility requirements.

Short Term Medical (STM)

STM Insurance does not provide comprehensive medical coverage and is not minimum essential coverage as defined in the Affordable Care Act (also known as "Obamacare"). STM insurance may not cover all Essential Health Benefits. Check your plan carefully before enrolling. Plans are subject to medical underwriting, and generally do not cover preexisting conditions, and may have lifetime and/or annual dollar limits on health benefits.If your coverage expires, or you lose eligibility, you may have to wait until an open enrollment period to get other health insurance coverage.

Fixed Indemnity/Limited Indemnity Plans

Indemnity Plans are a supplement to health insurance. They are not a replacement for health insurance or a substitute for the minimum essential coverage required by the Affordable Care Act (ACA). Plans generally do not cover preexisting conditions (health and other conditions that exist at the time of application), and generally pay you up to the fixed benefit amount for covered services. If you are on (or eligible for) Medicaid, payments from these plans may affect your coverage or eligibility. Check with your Medicaid agency for more dinformation.

Who is AffordableCarePros.com

AffordableCarePros.com is a third-party independent informational and educational website operated by Maven Media, LLC, not a federal or state website. AffordableCarePros.com does not provide quotes or sell insurance directly to consumers and are not affiliated with any exchange, nor is a licensed insurance agent or broker. Submission of your information constitutes permission for an Licensed Agent to contact you with additional information about the cost and coverage details of health plans.

Possible options include, but are not limited to Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. For a complete description, please fill out the form on AffordableCarePros.com to determine eligibility and to request a copy of the applicable policy. AffordableCarePros.com and Maven Media, LLC is not affiliated with or endorsed by the United States government or the federal Medicare program. Quotes may vary depending on various factors, including coverage choices, insurance companies’ underwriting practices, and others. By using this site, you acknowledge that you have read and agree to the Terms of Service and Privacy Policy. We are committed to protect your privacy. If you do not want to share your information please click on Do Not Sell My Personal Information for more details. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.

Please contact Medicare.gov or 1-800-MEDICARE (TTY users should call 1-877-486-2048) 24 hours a day/7 days a week to get information on all of your options. This website may not display all data on Qualified Health Plans being offered in your state through the Marketplace website or the federal Medicare program. This is not a complete listing of plans available in your service area. To see all available data on Qualified Health Plan options in your state, visit your state Marketplace website, go to the Health Insurance Marketplace website at https://www.healthcare.gov or consult https://www.medicare.gov. Submitting this form does NOT affect your current enrollment, nor will it enroll you in a Medicare Advantage plan, Medicare Prescription Drug plan, Medicare Supplement Plan, or any other Medicare plan. Acme Health is independent of the Medicare program and is neither associated with nor endorsed by The Centers for Medicare & Medicaid Services (CMS) or any other governmental agency.

Privacy

You should not send AffordableCarePros.com (via mail or email) any sensitive information, including personal health information or applications. Any such communications will not be treated as confidential and will be discarded, as, in offering this website, we are required to comply with the standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information.

Disclaimer:

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